ES Bancshares, Inc., through its subsidiary, Empire State Bank, provides various commercial banking products and services in New York. The company offers various deposit products, including personal and business checking and money market accounts, personal and business savings accounts, individual retirement accounts, and certificates of deposits. It also provides SBA loans and lines of credit, commercial term loans, commercial letters of credit, commercial real estate loans, multi-family real estate loans, commercial business loans, and home equity loans, as well as mortgage loans secured by one-to four-family residences. In addition, the company offers debit card, checks, direct deposit, automatic loan payment and transfer, combined statement, remote deposit, cash and escrow management, insured cash sweep, insurance, wire transfer, night depository, automated clearing house, and online and mobile banking services. ES Bancshares, Inc. was founded in 2004 and is headquartered in Staten Island, New York.